Friday, April 25, 2014

Have You Met Some of Our Team Members?

Bryon Gibbs Wilson, Jr.
CEO

Gibbs is the Founder & CEO of "Alpha-Omega Title Insurance Agency" which has been in operation since 1983 and has won several awards from the Greater Tampa Chamber of Commerce, including Small Business of the Year in 2006, Outstanding Leader Award in 2008 and the Mayor's Award for Community Involvement.
Gibbs has served as Chairman of the National Christian Foundation Tampa Bay from 2005 through 2012. This is the largest community foundation in America, whose goal is to facilitate a Billion dollars of giving through Florida's generous givers. Gibbs also serves on the Board of Impact Tampa Bay, which is an umbrella organization that oversees Christian non-profits such as Lifework Leadership Tampa Bay. He has traveled on mission trips to Russia, Cuba, Guatemala, Sudan and Brazil. 
 
Lori Wilson
CFO
 
Licensed in California as a CPA.  MBA earned from California State University, Long Beach in December, 1994.  Began career as an auditor with KPMG Peat Marwick in 1985, progressed to Senior Finance Manager of a $2.5 billion company prior to move to Florida in 2001.  Responsible for financial controls, cash management, financial reporting, financial analysis, budgeting and forecasting.
 
Tracey Griffin
VP, Executive Manager of the South Tampa Office
 
More than 25 years of title experience with Alpha-Omega Title in which she has worked her way up through every position to the Vice President of Operations. The branch Tracey manages has been in place since the company was founded in 1983. Tracey has wonderful leadership qualities such as loyalty, dependability, mentoring and steadiness. Able to resolve the myriad title issues to get our clients to a fast closing, Tracey has fondly earned the nickname of "Title Princess" by our Raving Fan clients.
 
Wendy Verink-Terhune
North Tampa Branch
 
Wendy has more than 30 years of title experience and previously managed a Carrollwood branch of a national title company for over 10 years. Our valued clients depend upon her faithful attention to detail and rock solid follow up to assure for a seamless path from order to closing. Her wealth of title knowledge allows our customers to rest in the confidence that she will expertly clear the hurdles to quickly get to the closing table.
 
Deanna Tucker
Brandon Area Branch Manager

Deanna has been in the title industry approximately 20 years and has a variety of expertise, including serving the title insurance needs of the residential home building market. She previously managed an area title insurance agency with a major focus on residential home builders for more than 10 years and she is well known for handling all the details in a friendly manner so her busy clients can be more productive.
 
Nick Graham
Title Department & Commercial Department Manager

Nick hails from Ohio, the Buck-Eye state and has over 20 years of title insurance expertise. He manages our title search facility and also oversees our commercial department for sales and refinances. Nick is very detail oriented and our dynamic clients rely upon him for personable, professional and friendly title services that make them look good to their customers.
 
Don Dudgeon
HR Director
 
Business Graduate of the University of Michigan. Seasoned HR executive with more than forty years of Human Resources management and development. HR Director for more than 10 years of an organization with more than 25,000 staff globally. Responsible for personnel, recruiting, staff selection and retention, benefits design, leadership training, management development and cultivation of the corporate culture. One of his greatest strengths is developing people and achieving great results through them. In 2005, Don re-worked AOT's Employee Handbook and formed "Team Spirit", a group of company culture builders, who make the environment a rewarding and fun place to work.
 
Click HERE to view this page on our website!

Contact us for more information -- 
 
Alpha-Omega Title Services, Inc.
14001 North Dale Mabry Highway
Tampa, FL 33618
813-963-3009 (office)
813-963-5336 (fax)
lwilson@alpha-omegatitle.com

[This blog is maintained by our social media manager, C.J. Johnson. He can be reached at cjjohnson@alpha-omegatitle.com.] 

Friday, April 18, 2014

Happy Easter!

It's Friday, but Sunday is coming! The Alpha-Omega Title Family wishes you a blessed Passover and a Happy Easter!


Contact us for more information -- 
 
Alpha-Omega Title Services, Inc.
14001 North Dale Mabry Highway
Tampa, FL 33618
813-963-3009 (office)
813-963-5336 (fax)
lwilson@alpha-omegatitle.com

[This blog is maintained by our social media manager, C.J. Johnson. He can be reached at cjjohnson@alpha-omegatitle.com.] 

Friday, April 4, 2014

Housing heats up in booming growth cities - News You Can Use from Alpha-Omega Title

By: Lisa Gibbs and Amanda Gengler, CNN Money

BOOMING GROWTH CITIES
Areas with strong job growth and swelling populations should post big gains this year, says CoreLogic chief economist David Stiff. This may sound like common sense, but it hasn't always been the case: In 2013 the largest price increases were in places that attracted investor buyers, who were drawn by good deals, not good jobs.

For sellers living near major employment hubs or in mushrooming technology hotspots, 2014 is shaping up to be a good year. Buyers, though, will face higher prices and fewer available homes, due in part to competition from relocating workers. In job-creation juggernaut Fort Worth, for instance, there's now just a three-month supply of homes on the market (in January the U.S. average was nearly five months).

How you'll know: Check local stats at bls.gov/eag. Look for upward trends in the number of new jobs and a falling unemployment rate that's lower than the national average (6.6% in January). To see if your town is headed the way of Fort Worth, compare your area's "median age of inventory" numbers on Realtor.com's Trends page with the U.S. average (115 days in January). A lower number is a sign of a tight market.

BUYERS
Be a creative shopper. Sign up for immediate new-listing alerts from your multiple-listing service, realtor, and sites like Zillow, which includes for-sale-by-owner houses that may not show up elsewhere. Zillow also has Make Me Move listings: homes that aren't currently for sale, but where owners have posted a price they'd consider.

Can you afford a premium of 10% to 15% over an existing house? You may also be able to dodge competition by shopping for a new home. A caveat: Most builders are postponing construction until they have a buyer, so you won't be able to move in for at least four to six months, says Stephen Melman of the National Association of Home Builders.

Be mindful of rates. The average interest rate on a 30-year fixed loan is predicted to climb from the current 4.4% to 5.3% by the 2015 spring buying season, according to Freddie Mac. For a $250,000 loan, that means that a borrower who waits would pay $136 more per month and an additional $49,090 in interest over the life of the loan. Will you need a big loan? Better to act soon before rates tick up.

Go beyond a pre-approval. Stand out by collecting all your paperwork and going through underwriting before you shop. "That's almost as good as cash," says Betty Taisch of the San Francisco Association of Realtors. After you make an offer, ask your lender to call the listing agent to confirm you're ready to go.

Don't give up if you lose a bidding war. Deals can fall apart, so check in with the listing agent weekly until the sale closes. "It is a great way to sneak in with little competition," says Taisch.

SELLERS
Don't get greedy. Better to price low and receive multiple bids than aim too high and have to cut. Use the past three months of sales data to find a good number.

Multiple bids? To increase chances of a smooth sale, you or your listing agent should call each buyer's lender to verify that he has been vetted and can move quickly. With inventory tight, you may also want to negotiate to stay in the home for a month or two until you've found a new place.

OWNERS
Price a remodel. Like your neighborhood but ready for an upgrade? Look into renovating before you consider a move. Get bids from at least three contractors to assess the cost of improving your current home. Then compare that figure with the price of relocating. Selling a $350,000 home, for instance, you'd pay $21,000 (or 6%) to your agent -- and that's before closing and moving costs. For that, you could redo a master bath or upgrade a kitchen.

Click HERE to read more on CNN Money's website. 

Contact us for more information -- 
 
Alpha-Omega Title Services, Inc.
14001 North Dale Mabry Highway
Tampa, FL 33618
813-963-3009 (office)
813-963-5336 (fax)
lwilson@alpha-omegatitle.com

[This blog is maintained by our social media manager, C.J. Johnson. He can be reached at cjjohnson@alpha-omegatitle.com.]